Health & Life Insurance Guidance Without the Call Centers
Hablo Español
I’m Edgar Garcia, and I founded Pine Guard to be the antidote to the insurance call center. Whether you’re here in Tampa or one of the families I help in 30+ states, you work directly with me—not a script. I replace conflicting advice with a clear strategy for Medicare, Health, and Life insurance, so you can stop guessing and choose your coverage with confidence.
No pressure, just a clear overview of your options
One agent. Multiple solutions. Built around your situation.
You work directly with one independent agent — not a call center, not a script, and not tied to a single insurance company.
I help clients who are:
Approaching Medicare enrollment or already enrolled
Self-employed or working independently
Choosing or reviewing individual or family coverage
Experiencing a life change that affects coverage
Guidance is personalized, unbiased, and focused on what fits your life today.
Coverage Guidance
For Every Stage of Life
Whether you’re comparing Marketplace plans, reviewing Medicare options, or protecting your family with life insurance, you work directly with one independent agent who helps you understand your choices — without scripts or pressure.
If you’d like an overview before diving into a specific product, you can start here:
How It Works
No pressure. No guessing. Just informed decisions.
Coverage Review
We start with a quick, 15-minute conversation to audit your current coverage. I listen to your specific concerns and identify any immediate gaps in your health or life insurance.
The Comparison
I shop the market for you. You’ll receive a clear, side-by-side comparison of plans from top-rated carriers, minus the insurance jargon. No scripts, no bias—just the facts.
Guided Enrollment
Once you’ve chosen the right fit, I handle the heavy lifting. I’ll walk you through the enrollment process to ensure your applications are accurate and your coverage starts on time.
Lifetime Advocacy
My service doesn’t end when the policy starts. I remain your direct point of contact for claims, annual reviews, and life changes. You’ll always have a person to call, never a call center.
Protect what matters
Let’s review your options, answer your questions, and make sure you understand what coverage fits your needs. Scheduling takes less than five minutes, and you’ll work directly with me from start to finish.
No obligation, just clear, straightforward guidance.